If you have a collection that is showing up on your credit report, there are a few things you can do to remove it. The first step is to contact the collection agency or creditor and explain that you want to have the collection removed. You may need to provide documentation such as a bill or statement from the creditor confirming that the debt is past due. If the debt is not past due, then you may be able to negotiate with the creditor to have the debt removed. You may be able to get rid of the debt completely if you can prove that it was never actually paid. If negotiations fail, then you may need to file a dispute with the credit bureau. This will involve providing evidence that the debt should not be on your credit report because it was never actually paid. ..
