Earnin App is a new app that has been gaining a lot of attention lately. Some people are saying that it can affect your credit score, while others are saying that it’s not really a big deal. So, what is Earnin App and how does it work? Earnin App is an app that allows you to earn rewards for doing things like shopping, dining out, and even spending money. The more you do, the more points you get. You can then use these points to improve your credit score. There is no one-size-fits-all answer to this question, as the effects of Earnin App on your credit score will vary depending on your individual circumstances. However, if you think that using Earnin App could have an impact on your credit score, be sure to speak with a credit counseling or financial advisor before starting any new activities with the app.