If you have closed an account with a credit card company in the past, you may be wondering if you can remove the closed account from your credit report. The short answer is that you can, but it will take some effort and time. To remove a closed account from your credit report, first contact the credit card company and ask them to remove the closed account from your report. You may need to provide proof of closure, such as a letter from the credit card company or a copy of your bank statement showing that the account has been closed. Once the credit card company has removed the closed account from your report, you can then contact each of the three major credit bureaus and request that they also delete the closed account from their reports. Each bureau has different procedures for deleting an account, so be sure to check with each one before requesting deletion. If you have any questions about removing a closed account from your credit report, don’t hesitate to contact one of our experts at CreditCards.com®. We’re here to help! ..
